Privacy Policy
This Privacy provides the user(s) (You or Your ) of https://web.hamarabenefits.com application / App (Hamara Benefits Platform) the information how their personal information is collected and processed through Your use of Hamara Benefits Platform and also describes how Your personal information is collected, used, shared, and secured, as well as Your choices regarding use, access, and correction of Your personal information. Billion Careers Private Limited ( the Company/ We / Our) operates and manages the Hamara Benefits Platform https://web.hamarabenefits.com and is committed to protecting the privacy of the users of the Hamara Benefits Platform and strives to provide a safe user experience..
By using this Hamara Benefits Platform or App/ application, You agree to the collection, processing, use and transfer of Your data as described in this Privacy Policy.
Your Personal information is collected by the Company and by the relevant third party
products and services providers when You voluntarily provide your information on the
Hamara Benefits Platform and/or App for purchase of the products and services or contact us to do
so. The information collected may be such as:
Your name, email address, postal address, phone number location, gender, age, race,
ethnicity etc.
Bank account and other financial related details for doing transactions with your consent
Your IP address, operating system, or phone information, also may be collected.
Your Information imported by You from third party applications for visiting the Hamara Benefits Platform/App; if any,
Information You provide when You communicate with us through the Hamara Benefits Platform
We may also collect the information about Your IP address, geographical location,
mobile phone type, length of visit, pages viewed, and items clicked.
Other information your voluntarily provide for doing the transactions on Hamara Benefits Platform
For the purpose of facilitating and providing You Hamara Benefit App services including financial assistance/loan by the various loan service providers by using the Hamara App or the website we have to collect various data and information from you. The manner in which the information is collected, retained, shared, stored, and processed by us, is stated in this Privacy Policy (“Policy”). By providing Your information on the Hamara Benefit App or via website, you agree to the processing, storage, usage and sharing of the information provided by you pursuant to this Privacy Policy. The Company acts only as a facilitation medium through its Hamara Benefit App between You and loan provider for any such provision of services by the loan provider. The Company has required arrangement and authorisation for provision of loan service provider’s services through the Hamara Benefit App
We use information for providing you the product and services purchased by you from the third parties listed on the Hamara Benefits Platform ; operating and improving the Hamara Benefits Platform/App; delivering the third Party products and services purchased by you from the third parties listed on the Hamara Benefits Platform; to contact and communicate with you when you contact us; for doing the transactions with the third party product and services provider on Hamara Benefits Platform; sending periodic emails and newsletters and to administer content, promotion, survey or other Hamara Benefits Platform features.
We disclose information to our group companies, affiliated entities and third parties products and services providers. We also disclose information about You to the entity(ies) which are acquired by or merged with the company. We disclose information to companies and individuals we engage to perform the activities on our behalf. We may disclose aggregated demographic information not linked to any personal identification information with respect to visitors and users with our business partners, trusted affiliates and advertisers. We also disclose information to the third parties as required by law. We disclose information if legally required to do so to comply legal requirements or comply with legal process; investigate fraud, prevent a crime or protect national security.
By submitting Your information with the Hamara Benefits Platform / App, You have consented to us for use Your information inter alia in the following manner:
To enable You to contact us and for us to respond to You;
To provide You service-related communications, newsletters and periodic updates
To provide information about You and Your interest;
To provide third party products and services opted by you
To provide personalized, targeted, or location-based content, services, and advertising
from us and third parties.
To conduct surveys, promotions and contests, and to publish the results thereof
To improve our services to conduct analytics and generate internal reports about the
use of Hamara Benefits Platform and App.
for doing the transactions with the third party product and services provider on Hamara Benefits Platform
For security and fraud prevention to detect, investigate and prevent activities that may
violate our policies or be illegal.
The loan service provider collect the information You provide to us subject to Your acceptance of the the terms and conditions of the loan service provider including terms of loans and their Privacy Policy. This includes your KYC documents or any other document which we may retrieve your information and records available with third party provider including credit score and liabilities information or information from the KYC Registration Agency, Goods and Services Tax Network (“GSTN”) and National Informatics Centre You hereby authorise the Company to download and retrieve any information from governmental and other statutory bodies including but not limited to GSTN and NIC. You may be asked to supply additional information to the loan service provider in order for your loan application to be processed. Bank statements, goods and services tax reports, wage and income statements, and title documents for the property being financed are examples of such supplementary information.
We may collect and use technical data and related information, including but not limited to, technical information about your device, system and application software, and peripherals, that is gathered periodically to facilitate the provision of software updates, product support and other services to you (if any) related to such Mobile App.
When you use our App, the App may automatically collect and store some or all of the following information from your mobile device (“Mobile Device Information”), in addition to the Device Information, including without limitation Your preferred language, IMEI number, SDK version and mobile network information (including carrier name, SIM Serial and SIM Slot.), Your profile information, Wi-Fi information. The manufacturer and model of your mobile device (including storage, installed apps, ), Your mobile operating system, The type of mobile internet browsers you are using, Your geolocation, Information about how you interact with the Mobile Application and our web site to which the Mobile Application links, other Non-Personal Information
The Company and our Loan Service Provider receive location data from you when you enter the pin code as part of your HamaraBenefit App Account data; and when you allow location services on your mobile device. When our HamaraBenefit App is running in the background of your mobile device, we acquire this info. If you disable location services, you will be unable to use the App.
You always have the option to not provide your personal information by choosing not to use a particular service or feature on the App. The loan service provider may also collect other identifiable information (your payment card details and transaction histories on the App) from you when you interact with them. While you can browse some sections of our App without being a registered member as mentioned above, certain activities (such as availing of loans from the third-party lenders on the App) requires registration and for you to provide the above details. The App shall clearly display the personal information it is collecting from you, and you have the option to not provide such personal information. However, this will limit the services provided to you on the App.
We want to have Your personal information is complete, accurate and up to date. We allow You to change or correct or update Your personal information at any time. To do so, simply write us email at support@hamarabenefits.com
We retain all the information You submit about You in an effort to make use of Hamara Benefits Platform/App more practical and relevant until You request change or removal of Your personal information. We may retain Your information for as long as You consent us for that or as needed to provide You our services, comply with our legal obligations, resolve disputes, and enforce agreements/arrangement, with the third party products and services providers, as applicable
You have to use Your actual name on the Hamara Benefits Platform/app, You are required to input Your correct phone number and email ID to use the services of our Hamara Benefits Platform. You shall not falsely represent Yourself as another person or representative of another person to use our Hamara Benefits Platform services. You shall not lie about Your details, for any reason.
The Hamara Benefits Platform / App does not disclose Your contact information with third parties for their direct marketing purposes without Your consent unless You affirmatively agree to such disclosure. We may share Your information with our service providers, which are third parties who help deliver our products and services to You. We disclose information if legally required to do so to comply legal requirements or comply with legal process; investigate fraud, prevent a crime or protect national security.
You may have access to, review, correct, update, and change or delete Your information at any time for which You write to us at email ID support@hamarabenefits.com We reserve the right to verify and authenticate Your identity and the personal information to which You have requested access. If You do not want Your information to be processed as described by this policy, If You previously opted to receive newsletters, commercial e-mails or other communications from the Company or third parties, but subsequently do not want to receive the same, You may opt-out by writing us to at email support@hamarabenefits.com
The information You provide is stored in the Company servers. To provide You with the highest quality service the Company Servers are located in India. Billion Careers Private Limited is a company incorporated and registered under the Companies Act, 2013 having its registered office at 3/3/2, Bellandur Gate, Sarjapur Road, Bangalore 560103 India, is the legal entity determining the purposes and means of processing the information gathered on this Hamara Benefits Platform and applications and is the data controller of all data Company collects from You. Company is also a data controller of personal data collected on the Hamara Benefits Platform/app.
You are responsible for ensuring that Your credential submitted on Hamara Benefits Platform are
kept confidential.
We adopt appropriate data collection, storage, and processing practices and security
measures to protect against unauthorized access, alteration, disclosure or destruction of
Your personal information, Your user name, password, transaction information and data
stored on our Hamara Benefits Platform / App.
We have adopted technical and organizational measures designed to secure Your
personal information from accidental loss and from unauthorized access, use, alteration
or disclosure.
We also use cookies, web beacons, and Java Script to administer our Hamara Benefits Platform
and deliver a personalized experience.
We do not specifically collect information about children. We believe that children should get their parents consent before giving out personal information.
The Company expressly disclaims any and all warranties, expressed or implied, including without limitation, warranties of merchantability and fitness for a particular purpose, and non-infringement, with respect to the service or any materials and products.
In no event shall Company be liable for any damages, whatsoever, and in particular, shall not be liable for direct, indirect, consequential, incidental, or punitive damages, or damages of lost profits, loss of revenue, or loss of use, arising out of related to any advertisements on this Website, whether such damages arise in contract, negligence, tort, under statute, in equity, at law or otherwise.
The Company shall not be responsible for any threatening, defamatory, obscene, offensive or illegal content appearing in the advertisements and further shall not be responsible for any infringement of another's rights, including intellectual property rights.
Except as otherwise provided, the contents of this App/Website are copyright/IPR of the Company. All rights of COMPANY are reserved. No part of the information on this Website, including text, graphics and HTML code, may be reproduced or transmitted in any form by any means, without the express written consent of the Company.
Any and all trademarks and/or service marks of COMPANY (whether registered or in the process of registration) and all rights accruing from the same, statutory or otherwise, wholly vest with COMPANY. Any violation of the above would constitute an offence under the laws of India and international treaties governing the same.
COMPANY, or any of its affiliates, does not represent or endorse the accuracy or reliability of any of the advertisements (collectively) i.e. links, downloads, distributions or other information accessed directly or indirectly from host advertisements contained on this Website nor the quality of any products, information or other materials displayed, purchased or obtained by any consumer, as a result of an advertisement or any other information or offer in connection with the service or products. COMPANY shall not be responsible for any errors or omissions contained within any third party advertisement contained within this Website. COMPANY expressly clarifies that it is not providing any "co- branding" and is not associated in any way with any of parties that may choose to advertise or otherwise in this Website.
All third-party trademarks (including logos and icons) depicted or referenced on the website remain the property of their respective owners. Unless specifically identified as such, the use of third-party trademarks by Company does not indicate any relationship, sponsorship, or endorsement between Company and the owners of the trademarks. Any references by Company to third-party trademarks are to identify the corresponding goods and/or services and are considered as nominative fair use.
This Privacy Policy may change from time to time. We will post any privacy policy changes on this page. Please visit this page periodically to review the current terms of our Policy.
If, at any time, You have questions or concerns about this Privacy Policy or believe that we have not adhered to this Privacy Policy, please feel free to contact us at email ID Legalsupport@quesscorp.com or at:
By post / mail :
Legal Department,
Billion Careers Private Limited
3/3/2, Bellandur Gate, Sarjapur Road,
Bangalore 560103 India
We will use reasonable efforts to answer promptly Your question or resolve Your problem.
These Privacy terms shall be governed in accordance with laws of India and any disputes arising out of or in connection therewith shall be subject to exclusive jurisdiction of courts in Bangalore, Karnataka, India.
The Company has designated internal team to redress the grievances of the users. The aggrieved users may submit their grievances by addressing to email ID: support@hamarabenefits.com
Cookies are files with a small amount of data that are commonly used as anonymous
unique identifiers. These are sent to Your browser from the Hamara Benefits Platforms that You
visit and are stored on Your device's internal memory.
Company and its affiliates use cookies on the Hamara Benefits Platform to analyze trends,
administer Hamara Benefits Platforms, track users movements around the Hamara Benefits Platform, and to
gather demographic information about our user base as a whole. Cookies help
personalize and maximize Your use of our site, including storing user preferences,
improving search results and ad selection, and tracking user trends. You can control
Your cookies at the browser level, but if You choose to disable cookies, it may limit Your
use of certain features or functions on our Hamara Benefits Platform or service.
We use the following types of cookies:
The Hamara Benefits Platform /App does use third-party products and services that may collect information used to identify You.